Get coverage built to protect your home
SMIFS Limited’s home insurance is more than quality coverage for your space. With access to innovative tools, money-saving discounts and a local agent, it’s easy to make sure you’re covering all your bases. Read on to see all that SMIFS has to offer.
What risks does your policy cover?
It depends where you live, but standard homeowners insurance
policies will typically help pay to repair damage caused by
certain risks, or perils, including:
Theft
Fire and smoke
Windstorm or hail
Falling objects
Frozen plumbing
Water damage from plumbing, water heater, heating or cooling system or appliance.

Home Health Life General
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Call: 9830-12121-15
Contents insurance covers all your belongings, such as furniture, appliances, clothing, electronics, and jewelry, ensuring they are protected in case of damage or loss.
If your sofa is damaged due to unforeseen events like fire, flood, or burglary, it's typically covered. Yet, for damage from accidents or spills, you'd require accidental damage coverage for a home insurance claim.
Report your claim promptly by contacting your insurance agent. Many insurers offer 24/7 helpline numbers for immediate claim registration or online submission through their website. Inform your Insurance Company about the incident, be it burglary, theft, or a natural calamity.
The agreed value is based on the saleable value of the insured property. Note that the saleable value and replacement cost are not the same. Saleable value at a given point is calculated by deducting depreciation from replacement cost.
Still facing issues? Drop us a message

Head office address:
5th, Vaibhav Building, 4, Lee Rd, Sreepally, Bhowanipore, Kolkata, West Bengal 700020

Call for help:
(91) 98 30 1212 15
(91 33) 4011 5400
(91 33) 4011 5400

Mail for information:
info@smifsfinance.com
helpdesk@smifsfinance.com
helpdesk@smifsfinance.com